Dataset imbalances pose a significant challenge to predictive modeling in both medical and financial domains, where conventional strategies, including resampling and algorithmic modifications, often fail to adequately address minority class underrepresentation. This study theoretically and practically investigates how the inherent nature of medical data affects the classification of minority classes. It employs ten machine and deep learning classifiers, ranging from ensemble learners to cost-sensitive algorithms, across comparably sized medical and financial datasets. Despite these efforts, none of the classifiers achieved effective classification of the minority class in the medical dataset, with sensitivity below 5.0% and area under the curve (AUC) below 57.0%. In contrast, the similar classifiers applied to the financial dataset demonstrated strong discriminative power, with overall accuracy exceeding 95.0%, sensitivity over 73.0%, and AUC above 96.0%. This disparity underscores the unpredictable variability inherent in the nature of medical data, as exemplified by the dispersed and homogeneous distribution of the minority class among other classes in principal component analysis (PCA) graphs. The application of the synthetic minority oversampling technique (SMOTE) introduced 62 synthetic patients based on merely 20 original cases, casting doubt on its clinical validity and the representation of real-world patient variability. Furthermore, post-SMOTE feature importance analysis, utilizing SHapley Additive exPlanations (SHAP) and tree-based methods, contradicted established cerebral stroke parameters, further questioning the clinical coherence of synthetic dataset augmentation. These findings call into question the clinical validity of the SMOTE technique and underscore the urgent need for advanced modeling techniques and algorithmic innovations for predicting minority-class outcomes in medical datasets without depending on resampling strategies. This approach underscores the importance of developing methods that are not only theoretically robust but also clinically relevant and applicable to real-world clinical scenarios. Consequently, this study underscores the importance of future research efforts to bridge the gap between theoretical advancements and the practical, clinical applications of models like SMOTE in healthcare.